Medicare By Savoy Medicare    
NEED HELP? CALL 833.600.6727
(TTY/TDD: 711) 9AM - 5PM, MONDAY - FRIDAY
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Common Questions


HOW DO I KNOW IF I NEED TO CHANGE MY MEDICARE COVERAGE?
Your personal situation may change from year to year, so it's important to review your coverage to make sure you still have the best fit for your needs. Some things you should consider:
  • Are you unhappy with your current coverage?
  • Have your health care needs changed?
  • Have your premium and/or out-of-pocket costs increased?
  • Can another plan offer you additional benefits and member extras?
DOES ORIGINAL MEDICARE (PART A AND PART B) COVER DENTAL AND VISION SERVICES?
VISION
Medicare doesn’t cover routine eye exams for eyeglasses or contact lenses. However, it will pay for some eye care services if you have a chronic eye condition, such as cataracts or glaucoma. Medicare Part A may cover vision care when the vision condition is considered a medical problem.

DENTAL
Medicare also doesn't cover most dental care, dental procedures, supplies, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you're in a hospital.

You do have options for dental and vision benefits. Call 833.600.6727 to learn more.

DO I REALLY NEED A PRESCRIPTION DRUG PLAN?
It’s no secret that prescription drug costs continue to rise. A Medicare prescription drug plan can be an important way for you to control your expenses. Remember too that your health care needs may change in the future. You may also risk a late enrollment period if you delay your enrollment (see below).

WHAT’S THE PART D LATE ENROLLMENT PENALTY?
The late enrollment penalty is an amount that's added to your Part D (Medicare prescription drug) premium. You may owe a late enrollment penalty if, at any time after your Initial Enrollment Period is over, there's a period of 63 or more days in a row when you don't have Medicare prescription drug benefits or other creditable prescription drug coverage.

“Creditable prescription drug coverage” is coverage that is considered equal to or better than Medicare prescription drug coverage.

Please note: If you qualify for extra help paying for your Part D plan, you won’t be charged a late enrollment penalty. However, if you disenroll from your plan, and then reenroll 63 days or more later and no longer qualify for help, you may be charged a penalty.

DO I HAVE TO BE ON THE SAME PLAN AS MY SPOUSE?
No. You enroll in a Medicare health plan on an individual basis.

DOES MEDICARE COVER LONG-TERM CARE?
Medicare doesn’t cover long-term care (also called custodial care). Medicare does cover:
  • Care in a long-term care hospital
  • Skilled nursing care in a skilled nursing facility
  • Eligible home health services
  • Hospice and respite care
OUR CONTACT INFO
25B Hanover Road,
Suite 220
Florham Park, NJ 07932
833.600.6727
(TTY/TTD:711)
9am - 5pm, Monday - Friday
 
 
 
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Last Updated: 10/1/2020
MULTI_PLAN_HM_91545_2021 Accepted 9/28/2020
Attention: This website is operated by Savoy and is not the Health Insurance Marketplace website. In offering this website, Savoy is required to comply with all applicable federal laws, including the standards established under 45 CFR § 155.220(c) and (d) and standards established under 45 CFR § 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

Medicare Advantage and Prescription Drug Plans are HMO, PPO, and PDP plans with a Medicare Contract. Enrollment in Medicare Advantage and Prescription Drug Plans depends on the plan's contract renewal with Medicare.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. You must continue to pay your Medicare Part B premium.

Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.

Medicare Advantage organizations and/or Medicare Part D plan sponsors comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year.

This is not a complete listing of plans available in your service area. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

ATENCIÓN: Si habla espanol, hay servicios de asistencia de idiomas, sin cargo, a su disposición. Llame al 833.600.6727 (TTY/TDD: 711) 9am - 5pm, Monday - Friday

請注意:如果您講,可免費向您提供語言協助服務。請致電 833.600.6727 (聽力語言殘障服務專線:711) 9am - 5pm, Monday - Friday

This information is available for free in other languages. Please call our customer service number at 833.600.6727 (TTY/TDD: 711) 9am - 5pm, Monday - Friday

A Private Fee-for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency.

Medicare beneficiaries may also enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.

Every year, Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.

You are not required to provide any health related information unless it will be used to determine enrollment eligibility.

Sales agents/producers may be compensated based on your enrollment in a health plan.

Cost Estimates are based on the information shown under My Information, using data about past experiences by beneficiaries with similar attributes and the premiums and benefits provided by the plan. Actual costs may vary. Monthly medical costs are represented by annual figures divided evenly per month.